/* Mortgagefy shared header (Oct 2026). Self-contained: no Tailwind dependency. */
.mfyh-wrap{position:sticky;top:0;z-index:40;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.5}
.mfyh-wrap *,.mfyh-wrap *::before,.mfyh-wrap *::after{box-sizing:border-box}
.mfyh-wrap a{text-decoration:none}
.mfyh-wrap ul{list-style:none;margin:0;padding:0}
.mfyh-bar{display:flex;align-items:center;justify-content:center;gap:.5rem;width:100%;padding:.5rem 1rem;background:#D87C4A;color:#062012;font-size:.875rem;font-weight:700;transition:background-color .2s ease}
.mfyh-bar:hover{background:#E08A58}
.mfyh-bar-num{text-decoration:underline;text-underline-offset:2px}
.mfyh-bar-hrs{display:none;font-size:.75rem;font-weight:600;opacity:.75}
@media(min-width:640px){.mfyh-bar-hrs{display:inline}}
.mfyh-header{background:#fff;border-bottom:1px solid #e5e7eb;box-shadow:0 1px 2px rgba(0,0,0,.05)}
.mfyh-in{max-width:80rem;margin:0 auto;padding:.5rem 1rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}
@media(min-width:640px){.mfyh-in{padding-left:1.5rem;padding-right:1.5rem}}
@media(min-width:1024px){.mfyh-in{padding-left:2rem;padding-right:2rem}}
.mfyh-logo{display:flex;align-items:center;flex:none}
.mfyh-logo img{height:56px;width:auto;display:block}
.mfyh-nav{display:none;align-items:center;gap:.25rem;font-size:.9375rem;font-weight:600;color:#374151}
@media(min-width:1024px){.mfyh-nav{display:flex}}
.mfyh-nav > a,.mfyh-dd-btn{display:inline-flex;align-items:center;gap:.35rem;min-height:44px;padding:0 .75rem;border:0;background:transparent;color:#374151;font:inherit;font-weight:600;cursor:pointer;border-radius:.5rem}
.mfyh-nav > a:hover,.mfyh-dd-btn:hover,.mfyh-dd.open .mfyh-dd-btn{color:#0C2D19;background:#F4F8F5}
.mfyh-dd{position:relative}
.mfyh-dd-btn i{font-size:.65rem;transition:transform .2s ease}
.mfyh-dd.open .mfyh-dd-btn i{transform:rotate(180deg)}
.mfyh-menu{position:absolute;left:0;top:100%;min-width:17rem;padding:.5rem;background:#fff;border:1px solid #e5e7eb;border-radius:.75rem;box-shadow:0 12px 28px rgba(0,0,0,.14);visibility:hidden;opacity:0;transform:translateY(4px);transition:opacity .15s ease,transform .15s ease,visibility .15s}
.mfyh-dd.open .mfyh-menu{visibility:visible;opacity:1;transform:none}
.mfyh-menu::before{content:"";position:absolute;left:0;right:0;top:-8px;height:8px}
.mfyh-menu a{display:block;min-height:44px;padding:.6rem .75rem;border-radius:.5rem;color:#0B1F15;font-weight:600;font-size:.9375rem}
.mfyh-menu a small{display:block;font-size:.8125rem;font-weight:400;color:#4b5a52}
.mfyh-menu a:hover{background:#F4F8F5}
.mfyh-actions{display:flex;align-items:center;gap:.5rem;flex:none}
.mfyh-phone{display:none;align-items:center;gap:.4rem;min-height:44px;padding:0 .5rem;font-weight:700;font-size:.9375rem;color:#374151}
@media(min-width:1280px){.mfyh-phone{display:inline-flex}}
.mfyh-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 1rem;border-radius:.5rem;background:#0C2D19;color:#fff!important;font-weight:700;font-size:.875rem;white-space:nowrap;transition:background-color .2s ease}
.mfyh-cta:hover{background:#143F26}
.mfyh-burger{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:0;border-radius:.5rem;background:transparent;color:#1f2937;font-size:1.25rem;cursor:pointer}
.mfyh-burger:hover{background:#F4F8F5}
@media(min-width:1024px){.mfyh-burger{display:none}}
.mfyh-mobile{border-top:1px solid #e5e7eb;background:#fff;max-height:calc(100vh - 7rem);max-height:calc(100dvh - 7rem);overscroll-behavior:contain;overflow-y:auto;padding:.5rem 1rem 1rem}
.mfyh-mobile[hidden]{display:none}
@media(min-width:1024px){.mfyh-mobile{display:none!important}}
.mfyh-mobile details{border-bottom:1px solid #eef2ef}
.mfyh-mobile summary{display:flex;align-items:center;justify-content:space-between;min-height:44px;font-weight:700;font-size:1rem;color:#0B1F15;cursor:pointer;list-style:none}
.mfyh-mobile summary::-webkit-details-marker{display:none}
.mfyh-mobile summary::after{content:"+";font-size:1.25rem;font-weight:400;color:#4b5a52}
.mfyh-mobile details[open] summary::after{content:"\2212"}
.mfyh-mobile details a.l{padding-left:.75rem;font-weight:600}
.mfyh-mobile a.l{display:flex;align-items:center;min-height:44px;color:#0B1F15;font-weight:600;font-size:1rem}
.mfyh-mcta{display:grid;grid-template-columns:1fr 1fr;gap:.5rem;margin:.5rem 0 .25rem}
.mfyh-mcta a{display:flex;align-items:center;justify-content:center;min-height:44px;border-radius:.5rem;font-weight:700;font-size:.9375rem}
.mfyh-mcta .call{background:#0C2D19;color:#fff!important}
.mfyh-mcta .go{background:#D87C4A;color:#062012!important}
.mfyh-phone-ic{display:none;align-items:center;justify-content:center;width:44px;height:44px;border-radius:.5rem;color:#0C2D19}
@media(min-width:1024px) and (max-width:1279px){.mfyh-phone-ic{display:inline-flex}}
.mfyh-phone-ic:hover{background:#F4F8F5}
.mfyh-nav > a[aria-current="page"],.mfyh-dd.has-current .mfyh-dd-btn{color:#0C2D19;box-shadow:inset 0 -3px 0 #D87C4A;border-radius:.5rem .5rem 0 0}
.mfyh-menu a[aria-current="page"]{background:#F4F8F5;box-shadow:inset 3px 0 0 #D87C4A}
.mfyh-mobile a[aria-current="page"]{color:#0C2D19;box-shadow:inset 3px 0 0 #D87C4A}
.mfyh-wrap a:focus-visible,.mfyh-wrap button:focus-visible{outline:3px solid #D87C4A;outline-offset:2px}
@media(prefers-reduced-motion:reduce){.mfyh-menu,.mfyh-dd-btn i{transition:none}}

/* review fixes (3 Oct 2026) */
.mfyh-mobile{padding-bottom:5rem}
.mfyh-wrap.menu-open > button[aria-label="Dismiss the phone bar"]{display:none}
.mfyh-wrap.menu-open .mfyh-bar{padding-right:1rem!important}
.mfyh-mobile summary:focus-visible{outline:3px solid #D87C4A;outline-offset:2px;border-radius:.25rem}
html.mfyh-lock{overflow:hidden}

/* 20 Oct 2026: full-screen scrollable mobile menu, popular shortcuts, collapsed accordion */
.mfyh-wrap.menu-open .mfyh-mobile{position:fixed;left:0;right:0;top:var(--mfyh-top,7rem);bottom:0;max-height:none;overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;z-index:60;padding:.75rem 1rem 3rem;box-shadow:0 12px 24px rgba(0,0,0,.12)}
.mfyh-mlabel{margin:1.1rem 0 .5rem;font-size:.75rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#4b5a52}
.mfyh-quick{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
.mfyh-mobile .mfyh-quick a.l{display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:.15rem;min-height:72px;padding:.7rem .8rem;border:1.5px solid #b7e0c5;border-radius:.75rem;background:#f0f9f4;font-weight:800;font-size:.9375rem;line-height:1.25;color:#0B1F15}
.mfyh-quick a.l i{color:#1A4D2E;font-size:1rem;margin-bottom:.15rem}
.mfyh-quick a.l small,.mfyh-sum small{display:block;font-weight:500;font-size:.78rem;color:#4b5a52}
.mfyh-mobile summary{min-height:60px;padding:.35rem 0}
.mfyh-sum{display:flex;align-items:center;gap:.75rem;text-align:left}
.mfyh-sum > i{width:36px;height:36px;border-radius:.6rem;background:#f0f9f4;color:#1A4D2E;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.mfyh-mobile summary::after{width:30px;height:30px;border-radius:50%;background:#f0f9f4;color:#1A4D2E;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.mfyh-links{padding:0 0 .5rem 3rem}
.mfyh-mobile .mfyh-links a.l{min-height:46px;padding-left:0;border-top:1px solid #f1f5f2}
.mfyh-wrap.menu-open{z-index:1000}