Professional Mortgages
Real Estate Agent Home Loans Sydney
Banks say your income is "too complex." We say it's perfectly clear — if you know where to look. Mortgagefy specialises in real estate agent professionals. We assess your full income: commissions, team splits, office splits. And we get you approved.
Why Banks Underestimate Your Income
Commission-based income seen as unstable
When mainstream banks assess a real estate agent, they typically look at base salary only. They ignore the income that actually matters: commissions, team splits, office splits.
This means they approve you for $200k-$400k less than you can actually afford to borrow.
What We Need From You
To assess your true earning power, bring:
- BAS statements, tax returns, 2-year commission history
- Bank statements (6-12 months showing deposits)
- Employment contract or offer letter
- Any other documentation proving your income sources
This is all we need to unlock your real borrowing power.
Ready to Get Your Real Assessment?
We understand real estate agent income. Let's get you approved for what you actually deserve.