Software Architect Home Loans Sydney
Banks say your income is "too complex." We say it's perfectly clear — if you know where to look. Mortgagefy specialises in software architect professionals. We assess your full income: salary, bonus, equity vesting, side consulting. And we get you approved.
Why Banks Underestimate Your Income
Equity and bonus treated as variable, not repeating
When mainstream banks assess a software architect, they typically look at base salary only. They ignore the income that actually matters: salary, bonus, equity vesting, side consulting.
This means they approve you for $200k-$400k less than you can actually afford to borrow.
What We Need From You
To assess your true earning power, bring:
- Payslips, equity grant letter, vesting schedule, tax return
- Bank statements (6-12 months showing deposits)
- Employment contract or offer letter
- Any other documentation proving your income sources
This is all we need to unlock your real borrowing power.
Ready to Get Your Real Assessment?
We understand software architect income. Let's get you approved for what you actually deserve.