Home Loans Refinancing | Mortgagefy
Call free: 0432 634 648 | Self-employed & alt-doc home loan specialists — Moorebank
Self-Employed & Alt-Doc Home Loans

Home Loans in
Moorebank

Mortgagefy Broker Team · Published · Last reviewed

Alt-doc and low-doc home loan specialists for Moorebank — Liverpool LGA's logistics precinct suburb. Sole traders, contractors and company directors welcome.

40+

Lenders on Panel

Alt-Doc

BAS & Bank Statements

Low Doc

1 Year ABN OK

Free

No Broker Fees

Why Moorebank?

Moorebank is one of Liverpool LGA's most sought-after suburbs — home to Australia's largest intermodal freight precinct, which drives significant employment and infrastructure investment in the area. Established streets with larger lot sizes attract families, owner-builders and self-employed business owners.

Georges River frontage, proximity to Liverpool CBD and easy motorway access to both Sydney Airport and Campbelltown make Moorebank a strong long-term investment. Many residents are self-employed — our alt-doc panel is built exactly for this community.

  • Moorebank Logistics Precinct — major employment driver
  • Houses $850K–$1.05M | Larger lots
  • Georges River proximity
  • M5/M7 access — Liverpool & Campbelltown

$960K

Median House Price

10 min

Drive to Liverpool

3.7%

Avg Rental Yield

2170

Postcode

Who We Help in Moorebank

Specialist solutions for every borrower type

Self-Employed

Sole traders, contractors and company directors. We use BAS, bank statements or accountant letters — full tax returns not always required.

Low Doc

1 year ABN holders and newer businesses. We find lenders who assess real business cashflow, not just tax-minimised returns.

First Home Buyers

5% deposit via First Home Guarantee and stamp duty savings up to $30K. We guide you through every step in Liverpool LGA.

Family Guarantor

Parents help children buy using equity in their own home. We structure guarantor loans carefully to protect all parties.

Refinancers

We compare wide lender panel to find a better rate. Many Moorebank owners are overpaying by $300–$500/month. Let us run the numbers free.

Investors

Logistics precinct employment, strong rental demand and infrastructure growth. We structure investor loans to maximise your portfolio.

How It Works

1

Chat or Call

Tell us your situation — self-employed, alt-doc or standard

2

We Assess

We review income, debts and documents to find your real borrowing power

3

We Match

Right lender from 40+ including alt-doc specialists

4

Approved

We manage the full application through to settlement

Moorebank Home Loan FAQs

We use offer letters and vesting schedules to value RSUs conservatively. We present current vesting value + projected future vesting as a 3-5 year income average. This gives lenders confidence in your income stability while accounting for market volatility.
Both. We work with W2 employees, 1099 contractors, and consultants. For contractors, we use 2 years of tax returns plus business financials. We have lenders who specialise in contractor income—they understand the variability.
Unvested options have zero value for refinancing. We count only vested equity. If you have a 4-year vest, we use 25% of the grant value (what's vested) plus a conservative projection of future vesting.
If you've been in your new role 6+ months, most lenders will refinance. We'll use your offer letter plus 6 months of pay stubs. If less than 6 months, it's harder but possible with specialist lenders.
Yes, if you have 2+ years of bonus history. We average the past 2 years and present it conservatively. Some bonuses get counted at 50% to be conservative with variable compensation.
ESPP is counted as deferred compensation. If your company matches or you have a discount, we value it as part of total compensation package.

Nearby Areas & Services

What Our Moorebank Clients Say

MFAA Accredited · Free Assessment · No Broker Fees

"Mortgagefy got us approved when the bank said no. We bought in Moorebank within 8 weeks of our first call. The broker handled everything from comparison to settlement. Couldn’t be happier."

A

Adam & Sarah K.

Moorebank, Home Purchase

"I’m self-employed and the big banks kept saying no. Mortgagefy used my BAS statements with a specialist lender and got me into my Moorebank property. Professional, fast and no broker fees."

M

Mohammed R.

Moorebank, Self-Employed Buyer

"Refinanced and saved $640/month. Mortgagefy compared 12 lenders, found a rate 1% lower than what I was paying, and settled in 4 weeks. I wish I’d done this 3 years ago."

T

Tran N.

Moorebank, Refinance

Wide lender panel · Banks + Specialists

We compare loan options from major banks and specialist lenders to find your best rate.

ANZ Westpac St.George ING
Macquarie SUNCORP bankwest peppermoney

Specialist Loan Services in Moorebank

Every loan type, every situation — no broker fees.

Ready to Buy in Moorebank?

Self-employed, alt-doc, first home buyers & investors welcome. Free consultation — no broker fees ever.

Call Now Check Borrowing Power

Get your free Sydney borrower assessment

Free Sydney mortgage assessment — no obligation, plain English, real answers

Start Your Free Assessment Call 0432 634 648