Specialist Doctor Home Loans Sydney
Banks say your income is "too complex." We say it's perfectly clear — if you know where to look. Mortgagefy specialises in specialist doctor professionals. We assess your full income: base salary, private consulting, research allowances. And we get you approved.
Why Banks Underestimate Your Income
Consulting income and research premiums ignored by mainstream
When mainstream banks assess a specialist doctor, they typically look at base salary only. They ignore the income that actually matters: base salary, private consulting, research allowances.
This means they approve you for $200k-$400k less than you can actually afford to borrow.
What We Need From You
To assess your true earning power, bring:
- Payslips with all allowances, employment letter, tax returns
- Bank statements (6-12 months showing deposits)
- Employment contract or offer letter
- Any other documentation proving your income sources
This is all we need to unlock your real borrowing power.
Ready to Get Your Real Assessment?
We understand specialist doctor income. Let's get you approved for what you actually deserve.