Why Engineers May Look at Specialist Lenders
Engineers often have strong income but complex structures. Some specialist lenders may count: salary + bonuses + consulting + project income. Some mainstream banks may find variable income harder to assess.
Common Income Structures
Full-time salary + project consulting, contractor income, company director + dividends, FIFO premium work with bonuses.
Approval Timing
Timing varies by lender and how quickly your documents are ready. Have your employment letter, last 2 years tax returns, and detailed income breakdown ready.
Ready to explore your options?
Call Mortgagefy to explore specialist lending options for your profession.
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