Self-employed, alt-doc and low-doc specialists serving Padstow and the Canterbury-Bankstown corridor. We help sole traders, contractors and company directors get approved — even when the banks say no.
40+
Lenders on Panel
Alt-Doc
BAS & Bank Statements
Low Doc
1 Year ABN OK
Free
No Broker Fees
Padstow sits in the Canterbury-Bankstown LGA, 20 km from the CBD with direct T2 rail access. Houses range from $950K to $1.2M — a premium mid-ring suburb with strong owner-occupier demand and a large self-employed community in trades, construction and small business.
Proximity to Bankstown Airport precinct and South West Sydney's employment corridor makes it a compelling long-term hold. Many buyers here are self-employed and find standard bank income verification a barrier — our alt-doc solutions are built for exactly this.
$1.07M
Median House Price
45 min
CBD via T2
3.5%
Avg Rental Yield
2211
Postcode
Specialist solutions for every borrower type
Sole traders, contractors and company directors. We use BAS, bank statements or accountant letters — full tax returns not always required.
1 year ABN holders and newer business owners. We find lenders who look at cashflow, not just your last two tax returns.
5% deposit options via the First Home Guarantee. Stamp duty concessions up to $30K. We guide you through every step.
Parents can help children buy in Padstow using equity in their own home. We structure guarantor loans to protect all parties.
We compare wide lender panel to find a better rate. Many Padstow homeowners are overpaying $300–$500/month — let us run the numbers.
Strong T2 rental demand and proximity to the airport precinct. We structure investor loans to maximise borrowing capacity and tax efficiency.
Tell us your situation — self-employed, alt-doc or standard
We review income, debts and documents to find your real borrowing power
We find the right lender from 40+ including alt-doc specialists
We manage the full application and keep you informed until settlement
MFAA Accredited · Free Assessment · No Broker Fees
"Mortgagefy got us approved when the bank said no. We bought in Padstow within 8 weeks of our first call. The broker handled everything from comparison to settlement. Couldn’t be happier."
Adam & Sarah K.
Padstow, Home Purchase
"I’m self-employed and the big banks kept saying no. Mortgagefy used my BAS statements with a specialist lender and got me into my Padstow property. Professional, fast and no broker fees."
Mohammed R.
Padstow, Self-Employed Buyer
"Refinanced and saved $640/month. Mortgagefy compared 12 lenders, found a rate 1% lower than what I was paying, and settled in 4 weeks. I wish I’d done this 3 years ago."
Tran N.
Padstow, Refinance
We compare loan options from major banks and specialist lenders to find your best rate.
Every loan type, every situation — no broker fees.
Self-employed, alt-doc, first home buyers & investors welcome. Free consultation — no broker fees ever.
Free Sydney mortgage assessment — no obligation, plain English, real answers