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By the Mortgagefy Team · Published 29 April 2026 · Last reviewed 29 April 2026
Gregory Hills is a modern family suburb in the Camden LGA — well-planned estates, excellent schools including Elderslie High and Gregory Hills Public, and close proximity to the Hume Motorway and M7. Mortgagefy helps Gregory Hills first home buyers, young couples, and upsizing families find the right loan for their next chapter.
Gregory Hills is one of the Camden LGA's most popular modern suburbs — a well-planned residential estate built with families in mind. Wide streets, quality parks, purpose-built community facilities, and proximity to Elderslie High School and Gregory Hills Public School make it a destination suburb for young couples buying their first family home and for existing homeowners upsizing from apartments or townhouses in Sydney's middle ring.
House prices in Gregory Hills typically range from $850,000–$1.05M, with land releases still occurring on the estate fringe. The First Home Guarantee (5% deposit, no LMI) applies to properties at or below the $1,500,000 Sydney price cap, meaning most Gregory Hills homes are accessible to eligible first home buyers. The $10,000 First Home Owner Grant also applies to new builds in the suburb. Our first home buyer specialists identify every eligible grant and concession and handle all paperwork as part of a free assessment.
Gregory Hills sits adjacent to Gledswood Hills to the south and Camden township to the west, with Narellan providing the major retail hub. Use our mortgage repayment calculator to model your repayments across different price points and deposit sizes, then book a free broker assessment to map out your exact path to purchase.
Young couples buying their first family home, upsizers from apartments, FHOG new build buyers, and Camden LGA upsizers.
Gregory Hills sits well within the $1.5 million Sydney price cap for the 5% Deposit Scheme. Eligible first home buyers purchase with a 5% deposit and no LMI. We handle every grant — FHG, FHOG ($10K for new builds), and stamp duty exemptions.
First home buyer guideGregory Hills' school catchments — Elderslie High, Gregory Hills Public, and nearby Catholic schools — are a major drawcard for young families upsizing from apartments. We manage the simultaneous sale and purchase and leverage existing equity.
Check borrowing powerGregory Hills still has land releases on the estate fringe. New build house-and-land packages are funded through construction loans — progress payments at each build stage. New builds qualify for the $10,000 FHOG. We match buyers with experienced construction lenders.
Mortgage repayment calculatorGregory Hills has many self-employed tradespeople serving the Camden LGA's active building industry. Standard bank assessments are challenging for this profile. Alt-doc lenders accept BAS or bank statements in place of full tax returns — we find the right match.
Self-employed loansGregory Hills' family-friendly reputation and school catchments support consistent rental demand. Investors targeting the Camden LGA's growth trajectory benefit from well-structured IO loans and future portfolio planning.
Investment property loansGregory Hills homeowners who settled 2–3 years ago may have significant equity and savings available. We compare rates across our full lender panel. Most clients save $200–$400/month after a proper rate comparison and switch.
Refinance optionsA purpose-built family suburb with outstanding schools, motorway access, and steady Camden LGA price growth.
Gregory Hills is a modern master-planned suburb in the Camden LGA, purpose-built for families. The suburb is characterised by consistent housing stock — predominantly four-bedroom houses on 400–600sqm blocks — with parks, cycle paths, and community facilities integrated into the estate design. Unlike older suburbs in the corridor, Gregory Hills has limited mixed-use zones, keeping its residential character intact.
Median house prices in Gregory Hills sit around $850,000–$1.05M. The suburb is close to the Hume Motorway — providing access to Campbelltown, Liverpool, and the M7/M5 interchange — and is served by good bus connections to Narellan Town Centre and Macarthur Station. School catchments are a major feature: Elderslie High School and Gregory Hills Public School are both nearby, and private school options exist within reasonable distance.
The suburb borders Gledswood Hills to the south, which continues to have active land releases. Buyers comparing the two suburbs often weigh Gregory Hills' more established feel against Gledswood Hills' newer build opportunities. See our mortgage broker Gledswood Hills page for a detailed comparison. See also our overview of the entire Camden LGA home loans market.
~$950K
Median House Price
$1.5M
FHG Price Cap
$10K
FHOG for New Builds
Hume
Motorway Access
First Home Guarantee eligibility, construction loans for fringe land releases, and FHOG for new builds are the key factors.
Gregory Hills falls within the Sydney region eligible for the First Home Guarantee. Properties at or below the $1,500,000 Sydney price cap can qualify for a 5% deposit and no LMI for eligible first home buyers. Most Gregory Hills homes sit within this cap. For new builds in Gregory Hills — house-and-land packages or off-the-plan — the $10,000 First Home Owner Grant also applies. Eligible buyers can save tens of thousands upfront (there are no income caps for the 5% Deposit Scheme since 1 October 2025). Our first home buyer team handles all applications free of charge.
Gregory Hills still has land releases on its fringe, and house-and-land packages are available for buyers seeking new builds. Construction loans fund the build in progress payments aligned to milestones — slab, frame, lock-up, fixing, completion. Lenders assess these applications differently to standard home loans. We match Gregory Hills buyers with experienced construction lenders and manage the drawdown process through to completion. Use our mortgage repayment calculator to model repayments once the build is complete.
Gregory Hills' school catchments are a significant factor for family buyers. Proximity to quality public schools supports consistent resale demand — families purchasing for lifestyle reasons also benefit from long-term capital growth driven by ongoing catchment demand. When assessing properties in Gregory Hills, it's worth verifying the school catchment as part of your due diligence. Neighbouring suburbs including Gledswood Hills and Camden also have good school options. We serve buyers across the entire Camden LGA corridor — see our Camden home loans page for the broader corridor overview.
We know the Camden LGA lending environment — FHG eligibility, construction loans, and the family buyer journey in the growth corridor.
We identify every grant — First Home Guarantee, FHOG ($10K for new builds), stamp duty exemptions — and handle all paperwork. Gregory Hills first home buyers can save significantly upfront.
Construction loans for Gregory Hills' active land releases are a speciality. We match you with experienced construction lenders and manage the progress-payment drawdown through to completion.
We access banks, specialist lenders, and mutual lenders — far more options than a single bank. Better rates, more flexibility, and lenders experienced in Camden LGA lending.
We're paid by lenders, not by you. Our service is completely free to Gregory Hills borrowers — free assessment, no obligation, no hidden costs at any point in the process.
Every loan type, every situation — no broker fees.
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First home buyer, young family, or construction loan buyer — we'll find the right lender for your Gregory Hills purchase.
Free Sydney mortgage assessment — no obligation, plain English, real answers
