NDIS Business Owner Home Loans
Specialist lending for disability support providers, allied health practitioners, coordinators, and in-home care providers.
Who This Is For
- Disability support service providers
- Allied health practitioners (OT, PT, speech pathology)
- NDIS coordinators & administrators
- In-home care providers
- Therapy providers (self-employed)
- Support workers (self-employed)
NDIS income is different. Your lender needs to understand:
- Variable funding: NDIS payments change based on participant needs
- Contract complexity: Multiple contracts from different participants
- Lender unfamiliarity: Many banks don't understand NDIS income
- Income documentation: NDIS income can be hard to verify traditionally
We specialize in NDIS business lending:
- ✅ Low-doc lending: We work with what you have
- ✅ Contract-based assessment: We understand NDIS contracts
- ✅ Income averaging: We look at 2+ years of NDIS income
- ✅ Lender relationships: We know which lenders accept NDIS business owners
- ✅ Faster approval: No delays from lender confusion
Choose your business to learn more:
Support Provider
Disability support services
Allied Health
OT, PT, Speech Pathology
NDIS Coordinator
Program coordinators
In-Home Care
Aged care + disability
How do lenders assess NDIS income?
We use a combination of: NDIS funding letters, service agreements, 2+ years of bank statements, and ABN details. Many lenders want low-doc verification given the complexity.
Can I get a loan with less than 1 year NDIS business experience?
Yes, but it requires specialist lenders. We work with lenders who assess potential and track record in similar fields.
What if my NDIS income varies month to month?
We average your income over 2+ years. Many lenders accept income averaging for NDIS-dependent businesses.
Will I need more than the standard 20% deposit?
Not necessarily. It depends on your income history and lender. We can work with 10-20% deposits for qualified NDIS business owners.
Ready to Get Started?
Free assessment for NDIS business owners. No obligation.