Leppington buyers and owners we help
- Buyers building a new home on a lot near Leppington station
- Owners of larger Leppington blocks thinking about building
- Families comparing Leppington with neighbouring growth suburbs
- Self-employed and PAYG borrowers who need a build structured around staged payments
Leppington Town Centre rezoning: what NSW Government has finalised
The NSW Government announced on 26 June 2026 that planning controls for the 440-hectare Leppington Town Centre precinct had been finalised, unlocking around 11,500 new homes over the next 20 years, with up to 11,000 jobs over the longer term. The announcement states that the controls set building heights of 3 to 30 storeys and a minimum 3% affordable housing requirement for residential development in perpetuity (source: NSW Government media release).
A rezoning does not mean every lot is ready to build on. Servicing, subdivision and approvals still have to happen, so a lender will look at the specific lot, its title and your approved plans.
Two councils, several stages: reading Leppington's planning status
Camden Council's South West Growth Area status page shows Leppington split into separate precincts. It lists Leppington Stage 1 (about 2,500 dwellings, rezoned 2015), Leppington Stages 2 and 5 (rezoned 16 July 2021), and Leppington Stages 3 and 4 as released but not rezoned. It also notes that the Leppington Town Centre spans two councils, Liverpool City Council north of Bringelly Road and Camden Council to the south.
So the first question for any Leppington block is which stage and which council. Zoning, controls and infrastructure charges can differ, and Camden Council also notes that land in Stages 2 and 5 may be identified for future acquisition. Check your lot with the relevant council before you commit.
Construction loan Leppington: land, contract and staged drawdowns
A Leppington new home build loan works differently depending on the land. If you already own it, a lender will usually assess your equity in it as part of the deposit. If you are buying a lot, the land settles first and the build follows. Either way, construction funds are released in stages as work is certified, and lender rules on how much you can borrow, valuations and fixed-price contracts vary.
Read how construction loans work and how progress payments work in NSW, then use our Sydney home loan calculators to see how repayments change as the balance draws down. Our owner-builder loans page covers the different path if you plan to manage the build yourself.
Questions to ask before you sign a Leppington land or build contract
Which stage and precinct is the lot in, and has it been rezoned? Is the title registered? Are water and wastewater connections available? Is a Section 10.7 planning certificate available from the council? Does the building contract fix the price, and what allowances sit outside it?
If costs change mid-build, see our construction cost overrun loans page for how lenders usually view a shortfall. For borrowers with irregular income, self-employed construction loans explains the documents lenders ask for.
For local lending help beyond construction, see our leppington mortgage broker page. Nearby build finance pages: Construction Loan Austral, Construction Loan Edmondson Park and Construction Loan Gregory Hills.
Four steps for a Leppington build
Confirm stage and council
Identify whether your lot sits in Camden or Liverpool and what its rezoning status is.
Structure the finance
We review your income, equity or deposit and land plus build structure.
Contract and approvals
We help you check the fixed-price contract, approvals and insurance before you apply.
Staged build
Funds are released against certified progress until completion.
Ask about your Leppington build loan
Free, no obligation. We'll match you with the right lender for your situation.
Leppington build loan questions
How does a construction loan Leppington homeowners use release funds?
What is a Leppington new home build loan?
Has the Leppington Town Centre been rezoned?
Which council covers my Leppington block?
Do I need to know my lot's precinct stage before I apply?
Information checked on 1 October 2026. Policies, government schemes and lender participation may change. Planning information is from NSW Government media release on the Leppington Town Centre rezoning (26 June 2026) and Camden Council's South West Growth Area status page, checked on 1 October 2026.
Confirm current requirements and lender participation directly with your chosen provider before applying.
This information is general in nature. Policies vary by lender and change frequently. Confirm current requirements with your chosen provider and seek professional advice.
Get your free Leppington build finance assessment
Share your lot address and plans and we will map the finance to the precinct stage and staged build payments.